Regular Express Loan

Regular Express Loan

Regular Express


> Ang loan na ito ay higit pa o katumbas sa share capital ng miyembro
> Ang loan na ito ay hindi kailangan ng co-maker
> Ito ay loan na nakukuha mismo sa araw ng pag-apply
> Ang member ay dapat lamang may mahigit 4,000 upang maka-avail ng loan na ito

Loan Requirements

  1. Signed loan form 
  2. Proof of income
    1. Picture of physical store
    2. Business Permit
    3. Latest payslip
    4. Others

Loan Details

LOAN TYPE

INTEREST RATE PER ANNUM

SERVICE FEE

FILING FEE

INSURANCE

LOAN RETENTION (CAPITAL BUILD UP)

MAXIMUM LOANABLE AMOUNT

MAXIMUM TERM OF PAYMENT

EXPRESS LOAN

12%

1-6 mos

1%

Php 25

NONE

3% to Share Capital

BASED ON MEMBER’S CAPACITY TO PAY

36 MONTHS


Monthly basis


DELINQUENT:

5 days after maturity or after 365 calendar days without payment whichever comes first.

7-12 mos

2%

13 mos

3%

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